Invoice Ninja
invoiceninja.com
Open-source quotes and invoices you can host on your own server
waveapps.com
Invoices plus real double-entry bookkeeping for a small business, free.
Wave's Starter plan covers unlimited estimates, invoices and bills alongside genuine double-entry accounting, which is unusual at zero cost. You can take card payments through it, and that is where the money is: 2.9% plus 60 cents per card transaction on the free tier. Receipt scanning, bank imports and automatic categorisation moved to a paid add-on, so the free plan means typing transactions in.
Questions
A genuinely usable free tier with paid plans for volume or team features. Receipt scanning and bank imports are a paid add-on, and card payments cost 2.9% plus 60 cents each.
Yes. Wave sends your input to its own servers to process it. That is fine for public material; for anything containing personal data, use one of the on-device tools instead.
Receipt scanning and bank imports are a paid add-on, and card payments cost 2.9% plus 60 cents each.
Alternatives
Same category or same task, ordered by how closely they overlap.
invoiceninja.com
Open-source quotes and invoices you can host on your own server
expensify.com
Photograph a receipt and it reads the amount, date and merchant off it
hubspot.com
A free CRM that remembers every email and call against a contact
invoice-generator.com
Fills in a clean invoice in the browser and downloads it as a PDF
pandadoc.com
Sends a document out for a legally binding electronic signature
zoho.com
Free invoicing with estimates, reminders and a client portal attached