About this tool
Estimate stamp duty, registration fee, cess, scanning and franking charges on a property transfer, with the section 194-IA TDS check.
Registering a sale deed costs more than the stamp duty alone, and this estimator adds up every line: stamp duty, any cess or transfer duty, the state registration fee with its rupee cap where one exists, scanning charges per page, franking or e-stamping service fees and the deed-writer's fee. Duty is computed on the chargeable value, which is the higher of the agreement value and the government circle or ready reckoner rate, the basis states use under section 47-A of the Indian Stamp Act, 1899. It also flags the 1% TDS a buyer must deduct under section 194-IA when that value is Rs 50 lakh or more.
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Enter the values you already know.
Fine-tune the options to match your scenario.
Read the result and use it in your planning or reporting.
Duty is applied to the higher of agreement value and notified value, which is how the sub-registrar assesses it.
Rupee caps on the registration fee and cesses computed on the duty rather than the value are both supported.
State rates change and vary by district and buyer gender, so each figure can be overridden with the current one.
In most states it is 1%, but not everywhere: Tamil Nadu charges 4% and Telangana 0.5%. Maharashtra caps the 1% fee at Rs 30,000 and Haryana at Rs 50,000, so on expensive property the effective rate falls well below 1%.
On whichever is higher. If the deed shows Rs 75 lakh but the ready reckoner value is Rs 80 lakh, duty and the registration fee are computed on Rs 80 lakh, and the Rs 5 lakh difference can also attract tax in the buyer's hands under section 56(2)(x).
Section 194-IA applies when the higher of the consideration and the stamp duty value is Rs 50,00,000 or more, at 1% of that amount, deposited using Form 26QB. Agricultural land is outside the section. Discuss your own case with a tax professional.
Franking is one way of paying stamp duty — an authorised bank or agent stamps the document and charges a service fee on top of the duty. Scanning or document handling is charged per page of the deed, for example Rs 20 a page in Maharashtra, and covers digitising the record.
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