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About this tool
See how the salaried standard deduction lowers your taxable income and final tax in the old and new regimes.
Standard Deduction Impact Calculator shows the rupee value of the flat deduction every salaried employee and pensioner gets — Rs 75,000 under the new regime and Rs 50,000 under the old regime for FY 2025-26. It recomputes your slab tax with and without the deduction, applies the Section 87A rebate and 4% cess to both, and reports the real tax saved rather than the headline deduction amount. Family pension, taxed under Section 57(iia) with its own one-third cap, is handled separately.
Open Standard Deduction Impact Calculator on AltFTool — it loads instantly in your browser.
Enter the values you already know.
Fine-tune the options to match your scenario.
Read the result and use it in your planning or reporting.
The result is the difference in final tax including cess and the 87A rebate, so you see money, not just a number on the payslip.
Compares the Rs 50,000 and Rs 75,000 versions on the same income so the regime choice is obvious.
Applies the lower of one-third of pension or Rs 15,000 / Rs 25,000, which most calculators miss.
Rs 75,000 for salary and pension income under the new regime and Rs 50,000 under the old regime. It is a flat deduction and needs no bills or proofs.
Yes. Pension from a former employer is taxed under the head Salaries, so the same standard deduction applies. Family pension instead gets a deduction of one-third of the pension, capped at Rs 15,000 (old) or Rs 25,000 (new).
Yes. Unlike most Chapter VI-A deductions, the standard deduction on salary is allowed under the new regime and is in fact larger there.
If the Section 87A rebate or the basic exemption already brings your tax to nil, the deduction cannot reduce tax any further — it only lowers your reported taxable income.
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