About this tool

Senior Citizen Income Tax Calculator

Income tax for 60+ and 80+ residents with higher basic exemption limits, compared across old and new regimes.

Senior Citizen Income Tax Calculator works out income tax for FY 2025-26 (AY 2026-27) using the higher basic exemption limits that resident senior citizens get: Rs 3,00,000 for ages 60-79 and Rs 5,00,000 for ages 80 and above. It calculates the old regime with your 80C, 80D and 80TTB deductions alongside the new regime, applies the Section 87A rebate, surcharge with marginal relief and 4% cess, then shows which regime costs less. Built for pensioners, retirees and the families who file returns on their behalf.

How to use Senior Citizen Income Tax Calculator

1. 1

   Open Senior Citizen Income Tax Calculator on AltFTool — it loads instantly in your browser.

2. 2

   Enter the values you already know.

3. 3

   Fine-tune the options to match your scenario.

4. 4

   Read the result and use it in your planning or reporting.

Why use Senior Citizen Income Tax Calculator

• Age-aware exemption limits

  Switches between Rs 2.5L, Rs 3L and Rs 5L basic exemption automatically, which generic calculators usually ignore.

• Both regimes side by side

  Shows old-regime tax with deductions next to new-regime tax on the Rs 4L/8L/12L slabs, plus the rupee saving.

• Full statutory build-up

  Includes the Section 87A rebate with marginal relief, surcharge relief above Rs 50 lakh, and 4% health and education cess.

Common use cases

• A 68-year-old pensioner checking whether the Rs 3,00,000 exemption plus 80TTB keeps the old regime cheaper than the new one.
• An 82-year-old super senior citizen confirming that the Rs 5,00,000 basic exemption wipes out tax on modest pension and FD interest.
• A family member estimating advance tax or Form 15H eligibility for a retired parent before the quarterly due date.

Frequently asked questions