Loading page
About this tool
Check the 18 covered trades and the age, family and prior-loan conditions for PM Vishwakarma, plus the toolkit, stipend and 5% loan benefits.
This checker tests an artisan against the four published PM Vishwakarma conditions — the trade must be one of the 18 notified crafts, the applicant must be at least 18 and practising the craft on the date of registration, must not hold an outstanding loan from a similar self-employment scheme taken in the last 5 years, and only one member per family may register. It then prices the benefit package: a toolkit e-voucher of up to ₹15,000, a stipend of ₹500 for each day of training, ₹1 per digital transaction up to 100 a month, and a collateral-free loan of ₹1 lakh or ₹2 lakh at 5% interest backed by an 8% government subvention. Aimed at artisans and craftspeople in the unorganised sector and the Common Service Centre staff who help them enrol.
Open PM Vishwakarma Scheme Eligibility Checker on AltFTool — it loads instantly in your browser.
Add your input to the workspace.
Adjust the options until the result looks right.
Copy or download the output and put it to work.
All 18 notified trades are listed, so a craft that sounds similar but is not covered is caught before you apply.
The 5% concessional loan is amortised month by month rather than quoted as flat interest.
Shows the interest you avoid because the government pays up to 8% of the rate on your behalf.
Eighteen traditional trades: carpenter, boat maker, armourer, blacksmith, hammer and tool kit maker, locksmith, goldsmith, potter, sculptor and stone breaker, cobbler and footwear artisan, mason, basket, mat, broom maker and coir weaver, traditional doll and toy maker, barber, garland maker, washerman, tailor, and fishing net maker. A craft outside this list is not covered no matter how traditional it is.
Only if that loan has been repaid in full. A credit-linked loan under a similar Central or State self-employment scheme such as PMEGP, PM SVANidhi or Mudra taken in the past 5 years and still outstanding makes you ineligible; a fully closed PM SVANidhi or Mudra loan does not.
A collateral-free enterprise development loan of ₹1 lakh in the first tranche, repayable over 18 months, followed by ₹2 lakh in the second tranche, repayable over 30 months. The artisan pays a concessional 5% a year, with interest subvention of up to 8% borne by the Government of India.
No. Benefits are limited to one member of a family, and for this scheme a family means husband, wife and unmarried children. Government service employees and their family members are excluded entirely.