Loading page
About this tool
List recurring subscriptions, project what they cost if nobody cancels, and record where each one can be stopped.
Subscription Wind-Down Planner converts a list of recurring charges into an ordered cancellation sheet, showing the next renewal date, the annualised cost and the exact channel each subscription can be stopped through. Renewal dates are projected with calendar-month arithmetic and end-of-month clamping, so a 31st anchor correctly falls to the 28th or 29th in February and returns to the 31st afterwards. It is built for anyone preparing a digital-inheritance file, an executor working through someone's accounts, or a person who has just lost the card every mandate was tied to.
Open Subscription Wind-Down Planner on AltFTool — it loads instantly in your browser.
Add your input to the workspace.
Adjust the options until the result looks right.
Copy or download the output and put it to work.
Records whether a charge is billed by Apple, Google, a card mandate, UPI AutoPay or an invoice — because each is cancelled somewhere different.
Month-end anchors are clamped the way real billing behaves instead of drifting a day earlier every February.
Accounts holding irreplaceable content are ordered ahead of pure money drains so nothing is destroyed by an early cancellation.
If it was bought through the App Store or Google Play, it can only be cancelled in that store account — Settings > Apple Account > Subscriptions on Apple devices, or play.google.com/store/account/subscriptions on Android. The app publisher cannot cancel it for you, and deleting the app does not stop billing.
No. Blocking a card stops the payment but not the contract, so the provider can still treat the account as active and pursue arrears, and a reissued card number can revive the mandate. Cancel the service itself and keep the confirmation email as proof.
Under the Reserve Bank of India's e-mandate framework, recurring debits above Rs 15,000 need fresh authentication from the cardholder at each debit, so they fail once nobody can approve them. Mandates under that limit keep charging automatically and are the ones that run for years unnoticed.
Alongside this list, note where account recovery is set up, which accounts hold irreplaceable files, and any legacy-contact settings the provider offers. This planner is informational only; how accounts and money actually pass on depends on your will and local law, so confirm the arrangement with a lawyer.