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About this tool
Score the profile, story and money warning signs in a matrimonial or dating relationship, check how much you have verified independently, and total anything already sent.
Matrimonial and dating fraud is not one lie but a shape: a profile that resists checking, a story engineered to explain why it resists checking, and then a reason for money to move. This checker scores those three layers separately across thirteen weighted warning signs — because an unverifiable profile alone means little, while an unverifiable profile plus a money request is the defining combination of the fraud. It also tracks the other half of the picture most checkers skip: how much you have actually verified independently, such as a live video call, an in-person meeting or a reverse image search, and totals anything already sent so the real exposure is a number rather than a feeling.
Open Matrimonial & Dating Fraud Explainer on AltFTool — it loads instantly in your browser.
Under "What has actually happened?", tick the warning signs that apply in the profile, story and money groups; each tick expands why that sign matters.
In "What have you verified independently?", tick only the checks you actually completed — a live video call, meeting in person more than once, a clean reverse image search — then log each payment under Money already sent using Add another transfer.
The Verdict panel names the outcome with the warning-sign score, per-layer totals, verification coverage and the reasoning; Copy assessment saves the briefing, and Safer practice lists the helpline 1930 and cybercrime.gov.in.
Profile, story and money flags are tallied on their own so a money-layer request is never diluted by unrelated profile details.
A live video call, an in-person meeting and a reverse image search are weighted checks of their own, so the tool shows what has actually been confirmed rather than only what is suspicious.
Any money-layer flag without an in-person meeting is treated as decisive on its own, matching how this fraud actually plays out rather than averaging it away in a single score.
A request for money before you have met in person. The core rule behind this checker is that no genuine marriage prospect needs money from a partner they have not met — once a financial ask appears in an unverified relationship, that combination is the defining shape of the fraud, regardless of how convincing the story around it is.
Photos can be reused from someone else's profile and rarely settle anything on their own. A live video call is the cheapest independent verification available and is exactly the check this fraud is built to avoid, through cameras that 'always fail' or jobs that make video calls implausible.
There is no parcel: genuine customs duty is assessed against paperwork by the department itself and is never collected by an individual phoning you for a transfer to a personal account. Stop sending anything further, and if you have already paid, call 1930 and file at cybercrime.gov.in immediately — a fast report gives the receiving bank the best chance of freezing the funds.
Time invested and a consistent story are not verification — they are exactly what the fraud is designed to produce. Independent checks such as a video call, meeting in person, speaking to family, or confirming the workplace through the employer directly are what count; use the checklist to see how much of that you actually have before any money is discussed.