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About this tool
Total every asset you hold, see each holding's share of the wallet, and score how concentrated the whole portfolio is.
The Digital Wallet Manager totals every asset you hold — cash, crypto, funds, stocks, gold — and reports what share of the wallet each one carries, using value = quantity x unit price and share = value / total. It then scores how concentrated the wallet is with the Herfindahl-Hirschman Index, the sum of squared percentage shares defined in the US DOJ/FTC Horizontal Merger Guidelines, so you can see at a glance whether one position is quietly running your whole portfolio. It is built for anyone who keeps assets across several apps and exchanges and has never seen them added up in one place; every figure is typed in by you and never leaves the browser tab.
Open Digital Wallet Manager on AltFTool — it loads instantly in your browser.
For each row enter a Holding name, choose an Asset class, and type Quantity / units and Price per unit (₹); press Add holding for anything kept on another app, bank or exchange.
Each row shows its own Value as you type, and Target share for the largest holding (%) — 25 by default — turns into a Sell about figure in rupees.
Read Wallet value, Concentration (HHI), Effective holdings, Largest holding and Smallest holding, plus the Allocation tables of value and share by holding and by asset class; Copy result copies that summary as text.
Adds holdings from any exchange, bank or broker into a single value with per-asset shares.
Scores the wallet on the HHI scale and converts it into an effective number of holdings.
All arithmetic runs in the browser; no keys, no logins, no server, no stored balances.
Multiply each holding's quantity by its current unit price, then add the results. 0.08 BTC at Rs 58,00,000 is Rs 4,64,000, and 40 gold bonds at Rs 7,200 is Rs 2,88,000, so those two together are Rs 7,52,000. Convert everything to one currency first, otherwise the total is meaningless.
Below 1500 on the HHI scale counts as well spread, 1500 to 2500 as moderately concentrated and above 2500 as highly concentrated — the same cut-offs the DOJ and FTC use for markets. Four equally sized holdings score exactly 2500; ten equal holdings score 1000.
It is 10,000 divided by the HHI, and it tells you how many equally sized positions would produce the same concentration. A wallet of 70/10/10/10 scores 5200, so its effective number of holdings is 1.92 — it behaves almost like a single-asset wallet despite having four entries.
No. There is no login, no API key field and no network request — you type in quantities and prices, and the arithmetic runs in your browser. Refreshing the page clears the wallet, so keep your own copy of the numbers.
Add the Digital Wallet Manager widget to your blog or website — free, responsive, no signup. Just keep the “Widget by AltFTool” credit link visible.
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