About this tool

Demat Account Cost Comparator

Compare the true yearly cost of demat plans across AMC, DP debit charges, brokerage, GST and statutory levies on equity delivery.

This comparator adds up what a demat and trading account actually costs over a year — annual maintenance charge, the DP charge levied on every scrip you sell, brokerage under a zero, flat-fee or percentage model, 18% GST on all of those, and the statutory levies of STT, stamp duty, the SEBI turnover fee and exchange transaction charges. Enter how many buy and sell orders you place and how large they are, and it ranks the plans on total rupees, not headline brokerage. It is built for delivery investors deciding whether a 'zero brokerage' account is genuinely cheaper once DP charges are counted.

How to use Demat Account Cost Comparator

1. 1

   Open Demat Account Cost Comparator on AltFTool — it loads instantly in your browser.

2. 2

   Enter the values you already know.

3. 3

   Fine-tune the options to match your scenario.

4. 4

   Read the result and use it in your planning or reporting.

Why use Demat Account Cost Comparator

• Counts DP charges properly

  Charges per scrip debited on sale, which is where zero-brokerage plans quietly recover revenue.

• Separates fixed from negotiable

  Shows the statutory floor every broker shares, so you see the part switching can actually reduce.

• GST on the right items

  Applies 18% GST to brokerage, DP, AMC and exchange fees, and correctly leaves STT and stamp duty out.

Common use cases

• Test whether a zero-brokerage plan with a ₹20 DP charge beats a ₹300 AMC plan when you sell 24 times a year.
• See how much a 0.30% full-service brokerage costs on ₹25,000 orders before you negotiate a rate.
• Check what a Basic Services Demat Account saves once your holding value stays under the ₹4,00,000 free limit.

Frequently asked questions