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About this tool
Compare the all-in cost of a coaching programme against a self-study plan with books, test series and online courses.
This calculator compares the total cost of a coaching programme — fee, one-time extras and coaching-driven monthly costs like travel — against a self-study plan built from books, test series and monthly subscriptions, over the same preparation window. Both plans are reduced to a total and an effective per-month figure, so students and parents weighing JEE, NEET, UPSC or board-exam preparation can see the real financial gap, not just the sticker price of the coaching fee.
Open Coaching Fee Vs Self Study Cost on AltFTool — it loads instantly in your browser.
Enter the values you already know.
Fine-tune the options to match your scenario.
Read the result and use it in your planning or reporting.
Adds one-time and recurring costs on both sides instead of comparing a coaching fee to just a book bill.
Shows the effective monthly cost of each route so it maps onto the family budget.
States which plan is cheaper and by how much, in total and per month.
Almost always in cash terms — a self-study plan of books, a test series and an online subscription typically costs a fraction of a classroom programme once coaching travel and extras are added. Whether it is better value depends on non-financial factors this calculator deliberately leaves to you: discipline, doubt support and structured mock tests.
Include everything the coaching choice causes: admission kit or material charges not in the fee, daily travel or fuel, and any hostel/PG premium if you relocate for the institute. On the self-study side include books, a paid test series, online course subscriptions, internet and library fees.
Convert both to the same window: the calculator multiplies every monthly cost by your preparation duration and adds one-time costs, then divides each total by the months to give an effective per-month figure. That puts a Rs 85,000 upfront fee and a Rs 600-per-month subscription on the same footing.
Policies vary widely — many institutes refund on a sliding scale only within the first weeks, and some deduct registration and material charges entirely. Read the refund clause before paying, and treat the non-refundable portion as a sunk cost when re-running this comparison mid-course.
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