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About this tool
Convert total gain percentage to annualised CAGR and back, for any holding period in years and months.
This calculator converts an absolute (point-to-point) return into an annualised return — the CAGR — and converts it back the other way. Enter the total percentage gain and how long you held the investment in years and months, and it shows the compounded annual rate, the final value, the value multiple and the doubling time. It is built for anyone comparing a fund fact sheet, a fixed deposit and a property sale that all quote returns on different bases.
Open Absolute vs Annualised Return Calculator on AltFTool — it loads instantly in your browser.
Enter the values you already know.
Fine-tune the options to match your scenario.
Read the result and use it in your planning or reporting.
Absolute to annualised and annualised to absolute in one tool, no formula juggling.
Handles part-year holding periods such as 2 years 7 months rather than rounding to whole years.
Shows doubling time, value multiple and how the same total gain looks over 1, 3, 5 and 10 years.
Absolute return is the total percentage change between two points, regardless of time. Annualised return, or CAGR, is the constant yearly rate that would compound your starting value to the ending value over that same period.
CAGR = ((1 + absolute return / 100) raised to the power 1 divided by the number of years) minus 1. For a 60% gain over 3 years that gives 1.6 to the power one-third minus one, or about 16.96% a year.
SEBI's advertising norms require returns for periods shorter than 12 months to be shown in absolute terms, because annualising a few months of performance can project an unrealistically large yearly figure.
No. CAGR assumes one lump sum invested at the start. When money goes in at many different dates, use XIRR, which weights each cash flow by how long it was actually invested.
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