macOS · Accounts & Family
Manage cards and payments for Apple Pay
Wallet & Apple Pay settings let you add and manage credit, debit, and transit cards for use with Apple Pay on the web and in apps, and configure default cards and shipping information.
How to open Wallet & Apple Pay
- Open System Settings → Wallet & Apple Pay
- Click Add Card and follow the prompts to verify with your bank
- Set a default card for future purchases
- Update default shipping address and contact details as needed
What you should know
- Add and remove cards linked to your Apple Account
- Set a default card for Apple Pay purchases
- Manage default shipping address and contact info for faster checkout
- View recent transactions for supported cards
Why it matters
Apple Pay on the Mac lets people complete purchases in Safari and supported apps using Touch ID or a nearby paired iPhone, without ever typing a card number into a website. This reduces the number of places a card number is stored online and can meaningfully cut down on checkout friction and card-skimming risk compared with manually entering payment details on every site.
Best practices
- Set a default card that matches your most frequently used payment method
- Remove old or expired cards promptly to keep the card list accurate
- Keep a default shipping address up to date for faster checkout
- Enable Apple Pay only on Macs you personally control given its access to stored payment methods
Common problems and fixes
- Apple Pay button does not appear on a checkout page
- Confirm the site supports Apple Pay and that Safari is the browser being used, since not all browsers support it on Mac.
- Payment fails despite a valid card
- Check that the Mac has an internet connection and, on Macs without Touch ID, that a paired iPhone or Apple Watch is nearby to confirm the payment.
- A card cannot be added
- Contact the card issuer to confirm the card is enabled for Apple Pay, since some cards or banks are not yet supported.
Tips and tricks
- Add a transit card here if your city's transit system supports Apple Pay for tap-to-ride use on paired devices.
- Use Wallet's transaction history as a quick way to spot an unfamiliar charge.
Frequently asked questions
Do I need Touch ID to use Apple Pay on Mac?
No, Macs without Touch ID can confirm payments using a nearby paired iPhone or Apple Watch instead.
Is my card number shared with merchants?
No, Apple Pay uses a device-specific number and transaction code instead of sharing the actual card number.
Can I use Apple Pay in apps as well as Safari?
Yes, any app that integrates Apple Pay checkout can use cards saved here.
Related settings
- Apple Account & iCloud SynciCloud settings control which of your apps and data — Photos, Mail, Contacts, Find My Mac, and more — stay in sync across all your Apple devices, plus your iCloud storage plan.
- iCloud KeychainiCloud Keychain securely stores and syncs passwords, passkeys, and payment information across your Apple devices using end-to-end encryption, and can autofill them in Safari and other apps.
- Password & Sign-inThis settings area covers your Mac account password, Touch ID fingerprint enrollment, and AutoFill for passwords and passkeys saved in your keychain. It's where you change your login password and decide how quickly Touch ID or a password is required to unlock the Mac.
More Accounts & Family guides for macOS
- Family SharingFamily Sharing links up to six Apple IDs into one group so everyone can share iCloud+ storage, App Store and iTunes purchases, and subscriptions like Apple Music, Apple TV+, and Apple Arcade — without sharing passwords. It also gives parents tools like Ask to Buy and Screen Time to manage what kids can access.
- Internet AccountsInternet Accounts is where you add non-Apple email, contacts, and calendar accounts — like Google, Microsoft Exchange, Yahoo, or a standard IMAP account — so they sync into Mail, Contacts, Calendar, and Notes. It's separate from your Apple ID and handles every other account you use on the Mac.
- Users & GroupsUsers & Groups lets you create additional accounts for other people who use this Mac, decide whether each one is an administrator or a standard user, and organize accounts into groups for permission purposes. It's the foundation for keeping multiple people's files and settings separate on a shared Mac.
- Screen TimeScreen Time shows how much time you or a child spend in apps and on websites, and lets you set app limits, downtime schedules, and content restrictions that sync across signed-in Apple devices.
- Game CenterGame Center settings control your public gaming profile, friends list, and social features like leaderboards and achievements that sync across Apple devices for supported games.
- Apple Account SecurityApple Account Security settings manage two-factor authentication, trusted phone numbers, trusted devices, and recovery options that protect sign-in to your Apple Account across all your devices.