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Cleo

by Cleo AI

A chatty AI money assistant for everyday budgeting.

Free + Paid
Full review in the AI Tools DirectoryOur editors' full Cleo review and category ranking live on the AI Tools page.

What is Cleo?

Cleo is a personal finance app that connects to your bank account and talks to you about your spending in a conversational, sometimes cheeky tone. It helps set budgets, spot subscriptions, save automatically and, on paid tiers, offers features such as cash advances in some markets.

Main use cases

  • Understanding where money goes each month
  • Setting and sticking to a budget
  • Finding forgotten subscriptions
  • Building a savings habit

Key features

  • Chat-based spending insights
  • Budgets and alerts
  • Automatic savings
  • Mobile apps

Pricing

Cleo has a free plan, with paid plans that add more usage or features. Listed pricing: Free plan · Paid plans available.

Prices change often, so check the official site before you buy.

Best for

Young adults who want budgeting to feel less like a chore.

Tags

  • Personal finance
  • Budgeting
  • Mobile
  • Consumer

Bundles it's in

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Cleo FAQ

What is Cleo?

Cleo is a personal finance app that connects to your bank account and talks to you about your spending in a conversational, sometimes cheeky tone. It helps set budgets, spot subscriptions, save automatically and, on paid tiers, offers features such as cash advances in some markets.

Is Cleo free?

Cleo has a free plan, with paid plans that add more usage or features. Listed pricing: Free plan · Paid plans available. Prices change often, so check the official site before you buy.

Who is Cleo best for?

Young adults who want budgeting to feel less like a chore.

What can you use Cleo for?

Common uses: understanding where money goes each month, setting and sticking to a budget, finding forgotten subscriptions and building a savings habit.

What are the best alternatives to Cleo?

Popular alternatives include Zest AI, Numerai, Fintool and Magnifi. See the full shortlist on our AI Finance page.

AltFTool is not affiliated with Cleo. This summary was written by our editors from the tool's public information. Browse all AI bundles