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Net in-hand salary after deductions.
A Take-Home Salary Calculator estimates your in-hand pay from your annual CTC (Cost to Company) by subtracting common deductions: employee Provident Fund (PF), professional tax and income tax. CTC is the total an employer spends on you, which is always higher than what actually lands in your bank account.
This is a simplified model to give you a realistic monthly figure quickly. Your actual pay slip depends on your specific salary structure, so treat the output as a well-informed estimate.
This is a simplified estimate. It does not model HRA exemptions, gratuity, employer PF, variable pay or the exact tax computation.
CTC bundles in employer PF, gratuity, insurance and other costs that never reach your bank account, plus your own deductions like PF and income tax. In-hand pay is CTC minus all of these.
Basic is commonly 40–50% of CTC. Check your offer letter or pay slip for the exact figure, since PF and several allowances are calculated from it.
No. It only subtracts the employee's own deductions from CTC. Employer PF is part of CTC but is not a deduction from your salary in this simplified model.
No — you enter your estimated annual income tax. Use a dedicated income tax calculator to work it out, then plug the number in here for a better take-home estimate.