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Preview data: all rankings, scores, votes, refresh labels, methodology, testing and editorial-process statements in Top 49 are illustrative demo content, not live measurements or documented reviews.
Rank 18—No change
#18 in Cryptocurrencies
of 20 ranked entries
Stellar (XLM)
Payments · Launched 2014
Stellar was structured from inception around cross-border payments and financial inclusion, using its own Stellar Consensus Protocol rather than mining, and has focused partnerships specifically on remittance and settlement use cases. Recorded specifics: launched 2014, consensus Stellar Consensus Protocol, category Payments. Panel highlighted purpose-built structural focus on cross-border payments and financial inclusion, low, predictable transaction costs by protocol design and established institutional partnerships in the remittance and settlement space. The reservation on record is adoption has been concentrated in specific partnership use cases rather than broad organic usage and price volatility remains high and is not insulated by its payments-focused use case.
Payments
Score breakdown
How Stellar (XLM) earned 73.8
Each criterion is scored independently, then combined using the weights published on Cryptocurrencies.
- Network securityweight 30%
- 76.4
- Adoption breadthweight 25%
- 71.4
- Developer activityweight 25%
- 72.8
- Track recordweight 20%
- 74.3
On the record
Recorded detail
| Launched | 2014 |
|---|---|
| Consensus | Stellar Consensus Protocol |
| Category | Payments |
| Max supply | 50,000,000,000 |
Panel verdict
Strengths and reservations
What it gets right
- Purpose-built structural focus on cross-border payments and financial inclusion
- Low, predictable transaction costs by protocol design
- Established institutional partnerships in the remittance and settlement space
Where it gives ground
- Adoption has been concentrated in specific partnership use cases rather than broad organic usage
- Price volatility remains high and is not insulated by its payments-focused use case
1 appearance
Where this entry ranks
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Top 49 rankings are editorial. Scores are produced from the published criteria on each list and are refreshed on the cadence stated there. Figures shown across this section are curated demonstration data.