Accidents
Swallowed toys, torn ligaments, bite wounds, broken bones — emergency exams, surgery, and hospitalization for covered injuries.
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Dogs & cats, all breeds welcome to apply
Vet bills happen. Panic doesn't have to.
PawCover keeps pet insurance simple: accident and illness plans with plain-English terms, no surprise exclusions buried in fine print, and reimbursements that typically land within days — not weeks.
- Use any licensed U.S. vet
- Up to 90% reimbursement options
- Cancel anytime
Coverage that actually covers
One straightforward accident + illness plan, with optional extras. Here's the kind of care PawCover plans are built for.
Illnesses
From ear infections to cancer care: diagnostics, prescriptions, specialist visits, and ongoing treatment for eligible conditions that arise after enrollment.
Fast Reimbursement
Snap a photo of your vet invoice, submit in the app, and most complete claims are reimbursed by direct deposit within days.
How it works — three easy steps
No jargon, no runaround. Just a simple path from quote to covered.
Check your rate
Tap “Get a Free Quote” and answer a few quick questions about your pet on the secure quote site. It takes about two minutes.
Pick your plan
Choose your deductible, reimbursement level, and annual limit. Adjust until the monthly price feels right for your budget.
Visit any vet
Keep the vet you love. Pay the bill, snap the invoice, and get reimbursed for covered care — usually within days.
Meet the PawCover pack
Real-life goofballs, chaos gremlins, and couch potatoes — all part of the family.
What might it cost?
Every pet is different — age, breed, and zip code all shape your rate. The examples here are illustrative starting points only, not offers of coverage. Your actual quote takes about two minutes on the secure quote site.
Sample monthly rates
Illustrative examples only — your quote may differ.
Young dog (2 yrs, mixed breed)from ~$24/mo
Adult cat (4 yrs, indoor)from ~$14/mo
Senior dog (8 yrs, large breed)from ~$41/mo
Fair questions, straight answers
The stuff pet parents actually ask before they enroll.
Plans are built around accident and illness care — think broken bones, swallowed socks, infections, and chronic conditions that develop after enrollment. Exact coverage, limits, and waiting periods vary by plan and state, so review your policy documents for details.
Their tail is wagging. Your budget can relax.
Check your pet's rate in about two minutes — no obligation, no pushy calls, and you can adjust the plan until the price fits.