
Flexible pet insurance designed to help protect your dog or cat from unexpected veterinary expenses. Simple, transparent coverage options for the companions who mean everything.
Get started quickly online
Options to fit your pet
Straightforward process
Protection for companions
We know pets are family. That is why we keep pet insurance straightforward, flexible, and focused on your companion's health.

Protect your savings from costly emergency care, unexpected surgeries, and accidental paw injuries.

Customize deductibles, reimbursement rates, and annual limits to tailor a policy that fits your budget.

Snap a photo of your vet invoice in seconds. Most completed claims are reimbursed within days.

Our compassionate, pet-first specialists are always available to help navigate claims and vet visits.

Protects active dogs from trail lacerations, torn paw pads, broken nails, snake bites, and sudden sprains.

Covers hip dysplasia, allergies, chronic ear infections, arthritis care, and long-term cancer treatments.

Emergency safety for high-rise syndrome falls, soft-tissue strains, foreign body ingestions, and x-ray diagnostics.

Essential diagnostic tests, diabetes management, kidney disease treatments, and specialized feline therapy.
Choose the level of protection that makes sense for your companion. Tailor your policy with flexible accident, illness, and routine wellness options.

Helps cover unexpected paw injuries, torn pads, broken bones, and emergency veterinary trauma care.
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Covers infections, hereditary illnesses, chronic disease management, and full specialist treatment.
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Add routine and preventative care coverage to keep your pet’s coat, teeth, and paws in prime health.
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Every step, leap, and pounce deserves reliable protection. Tailored coverage crafted specifically for your best companion.

From energetic puppy zoomies to loyal senior strolls, our canine insurance shields your dog’s paws from trail cuts, torn ligaments, joint pain, and unexpected fractures.

Whether your cat is an acrobatic indoor climber or a curious sunseeker, our feline plans cover accidental high-fall paw injuries, sudden limps, illnesses, and specialized cat care.
Getting covered takes just a few minutes. No jargon, no pressure — just straightforward protection.
Share a few quick details about your dog or cat — name, age, and where you live.
Compare available options and select the coverage level that fits your needs.
Enroll online and enjoy the peace of mind that comes with knowing your pet is covered.
Get a personalized quote and explore tailored coverage options designed for your dog or cat. It takes just a few clicks to lock in peace of mind.












Pets bring unconditional love into our homes — but unexpected accidents, cuts, sprains, and sudden illnesses can strike without warning. With Paw Cover Insurance, you have a financial safety net so you can focus entirely on your companion’s health and recovery.
Active dogs can tear paw pads, twist joints, or break nails; indoor cats can miss landings or ingest dangerous strings.
Specialist exams, orthopedic paw surgeries, imaging, and round-the-clock intensive care can cost thousands.
Our insurance helps reimburse eligible vet bills so you can approve vital treatments without financial hesitation.
Coverage options may vary. Actual terms, conditions, and exclusions apply.
Real stories and sample feedback showing how paw protection makes a genuine difference during unexpected veterinary visits.
“When Bailey cut his paw pad running on a gravel trail, we had to rush to an emergency vet. The claim process with Paw Cover was seamless, allowing us to focus 100% on his paw recovery.”

Sarah M.
Parent to Bailey, an active Lab mix
“Cats can be so sneaky! When Mochi sprained her paw after leaping from a bookshelf, having illness and accident coverage gave us immediate peace of mind. Truly great support.”

James T.
Dad to Mochi, a curious Tabby cat
“Protecting four paws for each dog used to feel overwhelming until I found Paw Cover. Straightforward quotes, honest policies, and no hidden surprises.”

Lisa R.
Pet mom to two energetic rescue dogs
Everything you need to know about pet insurance with Paw Cover.
Pet insurance is a type of coverage that can help reimburse you for eligible veterinary expenses related to your pet’s health. Depending on the plan you choose, it may cover accidents, illnesses, and in some cases routine wellness care. It is designed to help reduce the financial impact of unexpected vet bills.
Coverage varies by plan. Common categories include accident coverage (for injuries like broken bones or bite wounds), illness coverage (for eligible conditions like infections or chronic disease), and optional wellness add-ons for routine care. Always review the specific policy terms, as exclusions and waiting periods may apply.
Yes, accident coverage is a core offering. It typically helps with eligible costs from unexpected injuries such as broken bones, lacerations, swallowed objects, and emergency care resulting from accidents. Specific terms and limits apply per policy.
Illness coverage is designed to help with the cost of treating eligible illnesses your pet may develop, such as infections, digestive issues, and certain chronic conditions. Coverage availability can vary, and certain waiting periods or exclusions may apply.
Yes, Paw Cover offers coverage options for both dogs and cats. Availability may depend on factors like age and location, but most healthy pets are eligible for coverage.
With most pet insurance plans, you pay your veterinarian directly, then submit a claim for eligible expenses. If the claim is approved, you are reimbursed according to your policy terms. Reimbursement details vary by plan, so it is important to review your policy.
Wellness coverage is typically available as an optional add-on to an accident or accident+illness plan. It can help cover routine care expenses like annual checkups, vaccinations, and preventive treatments.
Most plans have waiting periods before certain coverages become effective. Waiting periods can vary by coverage type and by state. Your policy documents will clearly outline when each part of your coverage starts.
Like most pet insurance providers, pre-existing conditions that occur or show symptoms before coverage starts (or during waiting periods) are typically not covered. Specific definitions and exceptions vary by policy, so please review the policy documents carefully.
Yes. You can get a quick online quote by sharing a few details about your pet. The process is designed to be simple and transparent, so you can explore your coverage options from the comfort of your home.