How we score brands

90 brands in 12 categories, scored the same way. Last updated 1 Nov 2026.

What we use: Published plans, prices and price structure, trial, refund and warranty terms, platform and region availability, independent security audits, certifications and reputable reporting. Each brand page links the sources.
What we do not claim: We do not lab-test, buy or hands-on test products for these scorecards, and we do not publish user reviews, star counts or review totals. If a figure is not published, we print “Not published” rather than guess.
How a score is built: Each category has 4-6 criteria with weights adding up to 100%. Every brand gets a 0-10 score on each criterion with one line of reasoning. The overall score is the weighted average, rounded to one decimal.
Comparing brands: Scores only compare within one category, because each category weighs different things. Comparison pages are only built for two brands in the same list.
Money and independence: Some outbound links can earn AltFTool a commission, and some are partner links. Commercial relationships never change a score, a rank or whether a brand is included. Partner links are marked rel="sponsored".
Updates and corrections: Every brand shows a last-checked date. We re-check when brands change terms. Found an error? Tell us through the contact page with a link to the brand's own page, and we correct and re-date the scorecard.

Reading a score

What the bands mean

Score	Label	Meaning
8.5 - 10	Excellent	Leads its category on most criteria with strong public evidence.
7.5 - 8.4	Very good	Strong all-rounder with one or two clear trade-offs.
6.5 - 7.4	Good	Solid for the right buyer; check the criteria that matter to you.
5.0 - 6.4	Fair	Meets basic needs; notable gaps or limited published terms.
below 5	Limited	Missing key features or terms we could confirm.