Best home warranty and device protection plans (2026)
A comparison of plans that pay for repairs to your home appliances, systems or gadgets, from manufacturer device plans to US home warranties and Indian appliance-protection providers. It is for people deciding whether a plan is worth buying and which type fits. We weigh what is covered, how the per-claim fee works, how easy claims are, and where the plan is sold.
7 brands scored5 weighted criteriaRegion: Global (India, US, UAE and more)Reviewed
Quick picks
Best home warranty & device protection plans by need
Best for Apple devices
AppleCare+
Manufacturer cover with Apple service and unlimited accidental damage incidents (fee per incident).
Best for Samsung devices
Samsung Care+
Manufacturer plan with Samsung-certified repairs, sold in many countries including the UAE.
Best US home warranty
American Home Shield
Large US provider with tiered plans for systems and appliances.
Best for many home gadgets (US)
Asurion Home+
One monthly plan for a wide range of home tech, with tech support.
Ranking
All 7 home warranty & device protection plans, ranked
Showing 7 of 7 home warranty & device protection plans.
- 1
AppleCare+$$$
Best for apple device owners
Apple's own extended cover for its devices, adding accidental damage protection with a service fee per incident; Apple moved to unlimited incidents.
8.4/10, Very good
- 2
Samsung Care+$$
Best for samsung device owners
Samsung's protection plan for its phones and other devices, with Samsung-certified repairs; terms, partners and deductibles differ by country.
7.7/10, Very good
- 3
American Home Shield$$$
Best for US homeowners wanting systems and appliance cover
One of the largest US home warranty companies, with tiered plans covering home systems and appliances and a chosen service fee per visit.
7.1/10, Good
- 4
OneAssist$
Best for indian households wanting one provider for gadgets and appliances
An Indian protection provider covering smartphones, laptops and home appliances, including HomeServ plans for multiple appliances, sold direct and via retail partners.
7.0/10, Good
- 5
Onsitego$
Best for extending cover after the manufacturer warranty ends
An Indian provider of extended warranty and damage-protection plans for electronics and home appliances, sold online and through electronics retailers.
6.8/10, Good
- 6
Asurion Home+$$
Best for US households with many gadgets
A single monthly plan from Asurion that covers a wide range of home tech, such as TVs, computers and smart devices, and includes tech support.
6.7/10, Good
- 7
Choice Home Warranty$$
Best for US buyers comparing lower-priced home warranties
A US home warranty company offering appliance and systems plans with a service fee per visit, generally positioned at lower prices.
6.5/10, Good
Method
What the score is made of
- 25%Coverage breadthCovers the items you own, including accidental damage where relevant.
- 20%Fee structure clarityPlain, published plan prices and per-claim service fees or deductibles.
- 20%Claims convenienceSeveral claim channels (app, web, phone, walk-in) and fast turnaround options.
- 20%Repair network & partsAuthorised technicians or manufacturer service with genuine parts.
- 15%Regional availabilityAvailable in many countries or across a whole national market.
Published facts
Side-by-side table
| Brand | Score | What it covers | Service fee / deductible model | Accidental damage cover | Claim channels | Regions | Monthly billing option | One plan covers multiple items |
|---|---|---|---|---|---|---|---|---|
| AppleCare+ | 8.4 | Apple devices | Plan price plus a fixed service fee per accidental-damage incident | Yes | Apple Store, authorised providers, online, phone | Many countries incl. UAE and India | Yes | Not published |
| Samsung Care+ | 7.7 | Samsung devices | Plan price plus a per-claim fee in many markets | Yes | Service centres, pick-up, phone, online | UAE, Saudi Arabia, India, Europe and more | Not published | No |
| American Home Shield | 7.1 | Home systems (HVAC, plumbing, electrical) and appliances | Chosen service fee per visit; higher fee lowers plan price | No | App, website, phone | US | Yes | Yes |
| OneAssist | 7.0 | Phones, laptops and home appliances | Upfront plan fee; claim terms vary by plan | Yes | App, website, phone | India | Not published | Yes |
| Onsitego | 6.8 | Electronics and home appliances | Upfront plan fee; claim terms vary by plan | Yes | App, website, phone | India | Not published | Not published |
| Asurion Home+ | 6.7 | Home tech: TVs, computers, smart home devices, wearables and more | Monthly plan; claim terms vary by item | Not published | Online, phone, app | US | Yes | Yes |
| Choice Home Warranty | 6.5 | Home systems and appliances | Fixed service fee per visit | No | Website, phone | US (most states) | Yes | Yes |
Head to head
Popular comparisons
Before you pay
Buying checklist
- List what you actually own and check each item is covered by name.
- Compare the total of plan price plus per-claim fees against likely repair costs.
- Check whether accidental damage is included or sold separately.
- Read exclusions: pre-existing faults, wear and tear and cosmetic damage are common.
- Look for waiting periods before cover starts.
- Check who does repairs and whether genuine parts are used.
- Find out how to cancel and whether you get a pro-rata refund.
Questions
Home warranty & device protection plans: common questions
What is the difference between a home warranty and insurance?
Home insurance pays for sudden events such as fire or theft. A home warranty pays for repair or replacement of covered systems and appliances that break from normal use. They complement each other rather than overlap.
Is a manufacturer plan better than a third-party plan?
Manufacturer plans like AppleCare+ or Samsung Care+ use the brand's own service and parts, which suits a single brand of device. Third-party plans can cover many brands and appliances under one contract.
What is a service fee or deductible?
It is the amount you pay each time you make a claim or a technician visits. Lower plan prices often come with higher per-claim fees, so compare both.
Are home warranties available outside the US?
The US-style whole-home warranty is mainly a US product. In India, companies such as OneAssist and Onsitego sell protection and extended-warranty plans for appliances and devices instead.
Can I buy a plan for an older device?
Some providers sell plans for devices that are already a few months or years old, often after a check. Manufacturer plans usually have a short window after purchase, so check the deadline.
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