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Premiums without the lapse

Insurance bill payments

Life, health and motor premium payments. Premiums are annual and large, so a flat-cashback card offer on renewal month is usually the single biggest saving in this whole list.

3 billersLife & healthMotor renewalAnnual premiums
Billers

Who bills you for insurance

There is no plan to compare here — the amount is whatever the biller says it is. What varies is where you pay it and what offer applies.

LICLife insurer · PSU

Largest life insurer

Bill payments

Pay via licindia.in

How to pay
Star HealthHealth insurer

Standalone health cover

Bill payments

Pay via starhealth.in

How to pay
HDFC LifeLife insurer

Term & savings plans

Bill payments

Pay via hdfclife.com

How to pay
News

What changed in insurance

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No price change

NPCI raises UPI limits for insurance and credit-card bill payments

From 15 Sep 2025, UPI per-transaction limits rose to ₹5 lakh for categories including insurance premiums and credit-card bills. Standard P2M stays at ₹1 lakh.

Credit CardInsurance
Business TodaySource