Any wait Instant Within a week 30 days or more
Every category Mobile DTH Broadband FASTag Electricity Water Gas OTT Gaming Credit Card Insurance Metro
11 entries, soonest credit first
PT wallet Up to ₹50
Up to ₹50 cashback on mobile recharges Min ₹199 Cap ₹50
· Amount varies by pack — the higher tiers rarely hit the ₹50 ceiling · Paytm wallet balance, not bank credit · Once per number per month GP upi ₹5 – ₹120
Scratch card rewards on every payment Min ₹149 Cap ₹120
· Median reward is small — the ceiling is rare by design · Paid directly to the linked bank account, not a wallet · No cap on how many scratch cards you can earn per month MK wallet Up to ₹75
Supercash on recharges and bills Min ₹200 Cap ₹75
· Supercash is redeemable against future MobiKwik spends only · Up to 10% of a later transaction can be paid with Supercash · Expires 90 days after it is credited AT wallet ₹50
₹50 Airtel Money back on 84-day packs Min ₹979 Cap ₹50
· Spendable only on Airtel services · Quarterly and annual packs only · Once per number per quarter JI upi In-kind
Bundled OTT instead of cashback Min ₹899
· Not cashback — the value comes as subscriptions you would otherwise pay for · Worth more than any cash offer here if you already pay for those apps · Worth nothing if you do not use them, which is the honest caveat AP wallet Up to ₹100
Up to ₹100 back on bill payments Min ₹500 Cap ₹100
· Amazon Pay balance, spendable on Amazon or partner merchants · Randomised amount within the cap · First bill of each category per month PP upi 1%
1% cashback on electricity bills Min ₹1,000 Cap ₹75
· Capped at ₹75 per transaction · Once per consumer number per billing cycle · Paid to the linked bank account CR netbanking Varies
Cashback on credit card bill payments Min ₹1,000
· Rewards are coins redeemable against partner offers, not cash · Requires a qualifying credit score · Real value depends entirely on which partner offers you use IC card 2.5%
2.5% back on FASTag auto top-ups Min ₹400 Cap ₹100
· Auto top-up mandate must be active · Manual top-ups do not qualify · Capped at ₹100 per month SB card 1%
1% back on utility bills, capped monthly Min ₹1,000 Cap ₹100
· Applies on select SBI cards only — check your variant · Capped at ₹100 across all utility spends per month · Statement credit, not a wallet HD card 5%
5% back on recharges via SmartBuy Min ₹300 Cap ₹250
· Must route through the SmartBuy portal — a direct recharge does not qualify · Capped at ₹250 per statement cycle · Reversed if the recharge is refunded Credit windows are the provider's own commitment, not ours. Cashback is reversed if the underlying transaction is refunded, and most providers exclude transactions later disputed.