American Home Shield vs Choice Home Warranty
American Home Shield leads Choice Home Warranty by 0.6 points overall (7.1 vs 6.5).
#3 in Home warranty & device protection plans
American Home Shield
US homeowners wanting systems and appliance cover
7.1/10, Good
#7 in Home warranty & device protection plans
Choice Home Warranty
US buyers comparing lower-priced home warranties
6.5/10, Good
Criterion by criterion
Where each one wins
American Home Shield8.5
Tiered plans cover major systems and appliances together.
Coverage breadth
25% weight
Choice Home Warranty7.5
Covers common systems and appliances, with optional add-ons.
American Home Shield6.5
Price varies by address and fee choice, so quotes are needed.
Fee structure clarity
20% weight
Choice Home Warranty7.0
Service fee model is simple; prices vary by state.
American Home Shield7.5
Claims online, by app or by phone.
Claims convenience
20% weight
Choice Home Warranty6.5
Claims by phone and online.
American Home Shield6.5
Uses a contractor network; you do not usually choose the technician.
Repair network & parts
20% weight
Choice Home Warranty6.0
Uses a contractor network; technician choice is limited.
American Home Shield5.5
US only.
Regional availability
15% weight
Choice Home Warranty5.0
US only, not in every state.
Published facts
Side by side
| Fact | American Home Shield | Choice Home Warranty |
|---|---|---|
| What it covers | Home systems (HVAC, plumbing, electrical) and appliances | Home systems and appliances |
| Service fee / deductible model | Chosen service fee per visit; higher fee lowers plan price | Fixed service fee per visit |
| Accidental damage cover | No | No |
| Claim channels | App, website, phone | Website, phone |
| Regions | US | US (most states) |
| Monthly billing option | Yes | Yes |
| One plan covers multiple items | Yes | Yes |
Verdict
Which should you pick?
Choose American Home Shield if…
You want something best for US homeowners wanting systems and appliance cover.
- + Covers systems and appliances in one plan
- + Choice of service fee
- + Monthly billing
Choose Choice Home Warranty if…
You want something best for US buyers comparing lower-priced home warranties.
- + Often priced below larger rivals
- + Simple service fee model
- + Systems and appliances together
Checked 1 Nov 2026.
Questions
American Home Shield vs Choice Home Warranty: quick answers
Is American Home Shield better than Choice Home Warranty?
American Home Shield leads Choice Home Warranty by 0.6 points overall (7.1 vs 6.5). American Home Shield scores higher on coverage breadth, claims convenience, repair network & parts, regional availability. Choice Home Warranty scores higher on fee structure clarity.
Who should choose Choice Home Warranty over American Home Shield?
Choice Home Warranty is best for US buyers comparing lower-priced home warranties. American Home Shield is best for US homeowners wanting systems and appliance cover.
How were American Home Shield and Choice Home Warranty scored?
Both were scored on the same 5 weighted criteria for home warranty & device protection plans, using public information such as published plans and terms. We do not lab-test products.