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Privacy & ProtectionLast revised: October 2026
Legal & Compliance Center
Complete transparency on how ClearPath Debt protects your financial privacy, safeguards your credit score during initial quotes, and maintains 256-bit bank-grade encryption standards.
1. Information We Collect
ClearPath Debt collects minimal essential information to evaluate debt consolidation qualification and provide personalized repayment estimates. This includes:
- Contact Information: Email address, phone number, and state of residence.
- Financial Balances: Estimated total credit card balances, store card balances, medical debt, or personal loan amounts.
- Self-Reported Credit Band: Your estimated credit tier (Good, Fair, Rebuilding) to provide accurate rate range illustrations.
2. How We Use Inquiry Data
Your information is utilized exclusively for generating accurate consolidation scenarios, connecting you with licensed lending partners upon request, and communicating quotation status. We never sell your personal data to unauthorized telemarketers.
3. Soft Inquiries & Credit Score Protection
Initial rate checks and consolidation estimates on ClearPath Debt utilize pre-qualification soft credit inquiries only. Soft inquiries do not impact your credit score, are not visible to other lenders, and carry zero obligation.
4. Communications & Alerts
By submitting a quote inquiry, you consent to receive electronic communications concerning your rate estimates. You may unsubscribe at any time via the one-click link included in every correspondence.
5. Your Privacy Rights (CCPA & GLBA)
Under the California Consumer Privacy Act (CCPA) and Gramm-Leach-Bliley Act (GLBA), consumers have the right to request access to, deletion of, or opt-out of sharing their non-public financial information. ClearPath Debt complies fully with all applicable federal and state data privacy regulations.
6. Data Retention & Contact
Inquiry data is retained only for the duration required by applicable financial record-keeping laws. For privacy inquiries or data requests, please contact our compliance desk via our quote support center.
Questions about our terms or rate calculations?
Our compliance support desk is available to assist with any disclosure or privacy inquiries.