One payment, one date
Swap a calendar full of minimums for a single predictable payment you can plan your whole month around.
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Debt consolidation, made calm
Five bills. Five due dates. One quiet payment.
ClearPath Debt helps you roll high-interest credit card and loan balances into a single monthly payment that may cost less than what you pay today — so your money, and your mind, get room to breathe.
Checking your options won't affect your credit score.
1payment to remember each month
$7k–$100ktypical balances consolidated
~10 minto request your free quote
0obligation — compare and decide
Before & after
From a pile of bills to one serene payment
When every card carries its own rate, minimum, and due date, staying afloat becomes a part-time job. Consolidation gathers it all into one predictable place.
Store Card
Due the 3rd — 27.9% APR
Visa Balance
Due the 11th — 24.4% APR
Personal Loan
Due the 17th — 19.6% APR
Medical Bill
Due the 28th — collections risk
After ClearPath
One ClearPath Payment
$412 / month
Illustrative example only — your quote depends on your balances, credit profile, and chosen term.
How it works
Three gentle steps to simpler
No pressure, no jargon. Just a clear look at what consolidation could do for your specific balances.
1. Request your free quote
Tell a licensed specialist about your balances by phone or through our partner page. It takes about ten minutes and never obligates you.
2. Compare your options
See what a single consolidated payment could look like next to what you pay now — rate, term, and total cost, side by side in plain language.
3. Breathe on one due date
If it makes sense for you, your qualifying balances are paid off and replaced with one payment, one date, and one finish line.
Why people choose ClearPath
Built for the exhale, not the hard sell
Consolidation isn't right for everyone — and we'll tell you if it isn't. When it fits, here's what it can feel like.
A rate that may be lower
Many qualified borrowers replace 20%+ card APRs with a single fixed rate — your quote shows exactly what you'd qualify for.
A real payoff date
Fixed terms mean your debt has an end date — no more revolving balances that drift on for years.
Your free quote
See your number before you decide anything
- A soft check only — no impact on your credit score to explore options.
- Plain-English comparison of your current payments vs. one consolidated payment.
- No fees to get a quote, and no obligation to accept it.
- Works with credit cards, store cards, medical bills, and personal loans.
Kind words
The sound of people exhaling
Illustrative experiences from consolidation customers. Individual results vary.
“I went from juggling four due dates to one. The first month I didn't check my banking app with dread was worth everything.”
“They actually told me one of my loans wasn't worth consolidating. That honesty is why I trusted the rest of the plan.”
“Seeing an actual payoff date on paper changed how our whole house talks about money. It ends. That's new.”
Ready to hear one number instead of five?
A free, no-obligation quote takes about ten minutes. If consolidation fits, you'll know exactly what calmer looks like — down to the dollar.
Get a Free QuoteOr call (811) 555-0245