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Five bills. Five due dates.
Combining multiple balances into one monthly payment may simplify your finances, reduce payment complexity, and give you a clearer path toward paying off debt.
Checking your options won't affect your credit score
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- 1 payment A single monthly payment to remember instead of several
- $7k–$100k Typical balance range that may be eligible
- ~10 min Average time to request your free quote
- $0 upfront No fee, and no obligation to accept an option
After One ClearPath Payment
$412 / month · One fixed due date: 15th · One fixed rate — locked for the entire term · One defined payoff finish line.
A simpler way to
One payment, one date. A rate that may be lower. A real payoff date.
Simple calendar management without juggling multiple deadlines. If you qualify, a fixed-rate consolidation loan may be available to replace high revolving APRs and give you a defined finish line.
Why people choose ClearPath
Key advantages of replacing scattered debt with one organized monthly plan.
01One payment, one date
Simple calendar management without juggling multiple deadlines and balances each month.
02A rate that may be lower
If available and appropriate, a fixed consolidation rate may be lower than high 20%+ credit card APRs.
03A real payoff date
Replace endless revolving debt cycles with a fixed-term ending date, if you qualify for a consolidation option.
04Clear comparisons, no pressure
Review your current payments alongside potential options in plain English, then decide what makes sense for you.
Why people choose ClearPath
One payment, one date
Simple calendar management without juggling multiple deadlines and balances each month.
A rate that may be lower
If available and appropriate, a fixed consolidation rate may be lower than high 20%+ credit card APRs.
A real payoff date
Replace endless revolving debt cycles with a fixed-term ending date, if you qualify for a consolidation option.
Clear comparisons, no pressure
Review your current payments alongside potential options in plain English, then decide what makes sense for you.
Before vs. After ClearPath
See how combining multiple balances creates clarity, a lower rate, and a defined finish line.
Before ClearPathBefore — The Stress & Complexity
Four separate balances, four different APRs, and four due dates to juggle every month.
- Store Card27.9% APR · Due 3rd
- Visa Balance24.4% APR · Due 11th
- Personal Loan19.6% APR · Due 17th
- Medical BillCollections risk · Due 28th
After ClearPathAfter — One Clear Payment
Qualifying balances combined into one structured payment and a defined end date.
- Monthly payment$412 / month
- Due dateOne fixed date — 15th
- RateFixed, if qualified
- PayoffOne defined finish line
How ClearPath works
A calmer way to explore debt-consolidation options, at your own pace.
01
Request your free quote
Speak to a specialist or submit your balances online. ~10 mins · No obligation.
02
Compare your options
Review side-by-side comparisons of current versus consolidated payments in plain English.
03
Breathe on one due date
Qualifying balances are paid off and consolidated into a single structured loan.
Get a clearer picture before you decide.
Your free quote can help you compare a simpler monthly-payment path with your current balances. Review it first, then decide what feels right for you.
- ✓Soft credit inquiry
- ✓No credit score ding from checking your options
- ✓No upfront fee to request a quote
- ✓Store card balances
- ✓Credit card balances
- ✓Medical bills
- ✓Personal loans
- ✓Zero obligation
💵
See your options before you decide
Choose your approximate balance range to start a free, no-obligation comparison. Actual eligibility, rates, and terms depend on the provider.
ClearPath Debt Quote
$7k–$25k in balances
Quote check
Checking options
Soft
Upfront fee
To request a quote
$0
Decision
Compare and decide
0 obligation
- ✓Compare current and potential monthly payments
- ✓Review fixed-rate options, if available
- ✓See a defined payoff path, if you qualify
- ✓Decide only when the option makes sense for you
What peopleare saying
★★★★★
I consolidated four credit cards and finally stopped dreading opening my banking app every month.
Maya R.
Illustrative testimonial
★★★★★
They were honest enough to tell me when moving one of my loans didn't make sense. That meant a lot.
Devon T.
Illustrative testimonial
★★★★★
Having a concrete five-year fixed payoff schedule gave us a finish line we could actually see.
Priya & Sam K.
Illustrative testimonial
★★★★★
I consolidated four credit cards and finally stopped dreading opening my banking app every month.
Maya R.
Illustrative testimonial
★★★★★
They were honest enough to tell me when moving one of my loans didn't make sense. That meant a lot.
Devon T.
Illustrative testimonial
★★★★★
Having a concrete five-year fixed payoff schedule gave us a finish line we could actually see.
Priya & Sam K.
Illustrative testimonial
What your free quote can cover
A simple view of what a debt-consolidation comparison may include.
▤
Balances
- Store cards
- May be eligible
- Credit card balances
- May be eligible
- Medical bills
- May be eligible
- Personal loans
- May be eligible
✓
Your quote
- Credit inquiry
- Soft to check options
- Upfront fee
- $0 to request
- Monthly estimate
- Clear comparison
- Decision
- Always yours
→
Your path
- Rate
- Fixed, if available
- Payment
- One monthly amount
- Due date
- One date to track
- Payoff
- Defined term, if qualified
Got questions?
We've got answers
Ready to hear one number
instead of five?
See what your debt-consolidation options could look like. Checking your options won't affect your credit score.