1. Nature of Educational Service
This website is an educational comparison and illustrative quote request platform. Submitting inquiries does not constitute an insurance contract, binding policy, or guaranteed rate quote. All insurance applications are subject to insurer underwriting approval.
2. Accuracy of Submitted Information
You agree to provide accurate, current, and complete information regarding your business operations, employee counts, and location when utilizing our estimate and request tools.
3. Intellectual Property Rights
All text, interactive calculators, graphics, visual layout, and proprietary software tokens on this website are protected under copyright, trademark, and other applicable intellectual property laws.
4. Disclaimer of Warranties & Limitation of Liability
Content on this platform is provided on an 'as is' basis for general educational purposes and does not constitute formal legal, tax, or underwriting advice. AltFTool is not liable for indirect, punitive, or consequential damages arising from site use.
5. Modifications to Terms
We reserve the right to revise these Terms & Conditions at any time. Continued use of the website after modifications indicates your acceptance of updated terms.
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