1. Acceptance of Terms
By accessing, browsing, or submitting inquiries through WanderShield, you agree to comply with and be legally bound by these Terms and Conditions and our Privacy Policy.
If you do not agree with any provision of these Terms, you must discontinue using our platform immediately.
2. Nature of Discovery & Comparison Platform
WanderShield provides editorial comparisons, informational guides, and quote routing services for international travel protection plans.
AltFTool and WanderShield do not directly underwrite, issue, or sell insurance policies, nor do we act as a licensed insurance carrier or insurer. All insurance contracts, benefit determinations, and claims adjudications are strictly governed by the licensed carrier that issues your final policy.
3. Quote Inquiries & Information Accuracy
You agree to provide accurate, truthful, and complete information when submitting quote requests or inquiries through our platform.
Quotes, sample coverages, and benefit limits presented on the site are illustrative summaries; exact policy terms, exclusions, and premiums vary based on state of residence, age, trip cost, and selected tier.
4. Intellectual Property
All text, visual branding, graphics, icons, interactive layouts, and software code on WanderShield are the proprietary property of AltFTool and are protected by applicable copyright, trademark, and intellectual property laws.
5. Limitation of Liability
To the fullest extent permitted by law, AltFTool and WanderShield disclaim liability for any direct, indirect, incidental, or consequential damages resulting from your use of third-party insurance products or services.
6. Governing Law & Jurisdiction
These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles.