HaltGuard Tax Defense is an independent information and referral service. We do not resolve tax debt ourselves — we help connect you with licensed, independent tax professionals (enrolled agents, CPAs and tax attorneys) who can review your notice and respond on your behalf. Acting quickly matters, and getting matched costs nothing.
HaltGuard is not the IRS or any government agency and is not affiliated with the IRS. This page is information and referral only — not tax, legal or financial advice, and no outcome is guaranteed.
Get a short, plain-English guide to what an IRS garnishment, levy or lien notice actually means, the deadlines that matter, and the questions worth asking a tax professional — plus a checklist of your free options. One email is the whole exchange; nothing sensitive is ever collected here.
Figures and categories are illustrative and shown for general information only. HaltGuard does not provide tax services and does not guarantee any outcome; professional availability and any fees vary by professional, state and situation.
Plain, calm facts — no scare tactics. These are different IRS collection actions, and each has its own timeline. Understanding which one you are facing is the first step toward responding well.
A wage levy — commonly called garnishment — lets the IRS take part of each paycheck directly from your employer until the debt is resolved or released. It usually follows a series of notices, so there is typically a window to respond before it starts.
A bank levy can freeze and then seize funds in your account. There is generally a holding period after a levy is issued before money is turned over — one reason acting quickly, with professional help, can matter.
A federal tax lien is a legal claim against your property that can affect credit and the sale of assets. A lien is not the same as a levy, and there are established processes to dispute, withdraw, subordinate or discharge one.
Enforcement is usually preceded by notices such as a CP504 or an LT11 / Letter 1058 (Final Notice of Intent to Levy). Those letters carry deadlines and appeal rights — which is exactly why reading them and responding early helps.
IRS notices come with deadlines and appeal rights that can expire. Responding early tends to keep more options open — that is honest urgency, not a scare tactic and not a promise. No one can guarantee that a garnishment, levy or lien will be stopped, released or reduced, and not everyone qualifies for relief.
At no cost: IRS.gov for your account, notices and payment options — and the IRS Taxpayer Advocate Service, an independent organization within the IRS, at 1-877-777-4778, which can help if a levy or garnishment is causing financial hardship. You are never required to hire anyone to contact the IRS.
This is general information about what independent, licensed professionals sometimes do — not a description of what will happen in your case. Whether any option is available depends entirely on your facts and on IRS rules.
Read the notice, confirm what the IRS is actually claiming, and file the right response or appeal before a deadline passes.
Where appropriate, ask the IRS to hold collection or release a levy or garnishment — for example, when it is causing genuine hardship. Outcomes depend on your facts and are never guaranteed.
Talk through options such as an installment agreement, currently-not-collectible status, or an offer in compromise. Eligibility is strict and set by the IRS — not by us or the professional.
Lay out your options in plain language — including the free ones — so you can decide what to do with clear information and no pressure.
HaltGuard does not provide these services and does not guarantee any result. Any professional you choose is independently licensed and solely responsible for the services they provide. Nothing here is tax or legal advice.
Four steps. Share one email, and we help connect you with an independent, licensed tax professional who works cases like yours. The shield tracks along as you scroll — and it stays in its own lane, out of the way of everything you are reading.
Enter one email address — that is the only information this page collects. No SSN, no tax ID, no bank-account or wage details, ever.
We help connect you with an independent, licensed tax professional — an enrolled agent, CPA or tax attorney — suited to IRS collection issues. If we cannot match you well, we will say so.
You speak directly with the professional about your notice and options. You decide whether to hire them; any fees are theirs to set and disclose up front.
If you move forward, the professional — not HaltGuard — handles the response to the IRS. We are simply the introduction.
HaltGuard is an independent referral service. Any professional you choose is independently licensed and solely responsible for the services they provide. Getting matched is free; being matched is not a guarantee of any specific outcome, and not everyone qualifies for relief.
Illustrative examples, not statements from identified clients. Individual experiences vary, and nothing here predicts or promises a result.
The Final Notice letter sat on my counter for two weeks because I was scared to open it. The professional HaltGuard connected me with walked me through what it actually said and what my deadline was. Knowing the facts was the part that finally let me sleep.
I did not want a call center. I got one enrolled agent who looked at my levy notice, told me plainly what might and might not be possible, and never promised me a miracle. That honesty is exactly why I chose to hire her.
Nobody on the website asked for my Social Security number or my bank login — just an email. A licensed CPA followed up, walked me through the free Taxpayer Advocate option too, and let me decide for myself. No pressure at all.
Testimonials are illustrative examples, not statements from identified clients. Individual experiences vary. HaltGuard does not provide tax services and does not guarantee that any garnishment, levy or lien will be stopped, released or reduced.
Acting quickly matters, but you should never feel rushed into hiring anyone. Get the free guide, learn your options (including the free ones), and connect with a licensed professional only if and when you choose. Email only — nothing sensitive.
Prefer a free official route first? The IRS Taxpayer Advocate Service can help with hardship or levy issues at 1-877-777-4778, and your account is at IRS.gov.