Information We Collect
SteadyPlan operates an educational consumer resource and referral directory for Debt Management Plans (DMP). To provide relevant debt analysis and introduce you to accredited credit-counseling agencies, we collect only minimal and necessary information:
- Inquiry Contact Details: Email address, state of residence, and contact preferences.
- Self-Reported Financial Context: Estimated unsecured credit card balance ranges and high-interest debt categories to match you with appropriate counseling specialists.
- Device & Telemetry Data: Browser version, operating system, and anonymous performance metrics to ensure rapid page delivery and smooth interactive tools.
How We Use Inquiry Data
Your submitted information is utilized exclusively for educational guidance and referral facilitation:
- To evaluate whether a structured Debt Management Plan fits your unsecured debt profile.
- To deliver our Free Debt Management Starter Guide and DMP vs. Debt Settlement Comparison Checklist.
- To introduce you to accredited, non-profit credit-counseling agencies upon your explicit request.
- To protect against automated submission spam and maintain system security audit trails.
Zero SSN & No Credit Score Impact
We never request your Social Security Number, bank account numbers, or login credentials on this website.
Browsing SteadyPlan and submitting an inquiry for informational materials does not trigger a credit inquiry and will never impact your credit scores. Any future formal credit analysis is conducted directly by licensed counseling agencies only after your explicit consent.
Communications & 1-Click Unsubscribe
When you subscribe for SteadyPlan guides or debt management updates:
- You receive only consumer debt education, repayment strategies, and counseling updates.
- We strictly enforce a zero-spam policy and never sell your contact records to third-party telemarketers.
- You can unsubscribe instantly at any time via the 1-click unsubscribe link in every communication.
Consumer Privacy Rights (CCPA & GDPR)
SteadyPlan guarantees comprehensive statutory data rights across all jurisdictions, including the California Consumer Privacy Act (CCPA/CPRA) and European General Data Protection Regulation (GDPR):
- Right of Access: Request a complete summary of any inquiry records stored in connection with your email.
- Right to Erasure: Request permanent removal and deletion of your contact records at any time.
- Right to Opt-Out: Exercise granular control over non-essential telemetry and analytics cookies.
Data Retention & Privacy Officer
All communications are stored with AES-256 encryption. To exercise your privacy rights or submit a data deletion request, contact our dedicated compliance desk:
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