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Privacy & Data// Official US Compliance Document
BuildUp Credit Legal & Compliance Center
Full transparency on how BuildUp Credit handles educational materials, protects your email, connects you with independent credit-building tools, and complies with federal consumer protection standards.
Privacy Policy
Summary Pledge: We only collect your email address when you voluntarily request our starter guide or subscribe to updates. We never collect Social Security numbers, bank passwords, or credit card numbers on this website.
1. Information We Collect
BuildUp Credit collects minimal information strictly necessary to provide our educational resources. When you sign up, we collect your email address and optional campaign referral tags. We do not require account creation, phone numbers, or government IDs.
2. How We Use Starter Guide Requests
Your email address is used to deliver the requested Credit Building Starter Guide, DIY checklist, and occasional educational newsletters. Every email includes a one-click unsubscribe mechanism.
3. No SSN Collection Guarantee
We do not collect or store Social Security Numbers (SSNs), Individual Taxpayer Identification Numbers (ITINs), date of birth, or full financial accounts on this site.
4. Third-Party Referrals & Partnerships
If you choose to explore third-party tools (such as secured card issuers or credit-builder loan providers), any information submitted to those providers is governed by their respective privacy policies.
5. Your Rights (CCPA / CPRA / GDPR)
You have the right to access, delete, or modify your contact information at any time. Simply email privacy@altftool.com or click unsubscribe in any email.
6. Contact & Data Inquiries
For questions regarding this policy or our data practices, contact:
AltFTool Compliance & Privacy Office
Email: privacy@altftool.com