Fast funding — decisions in 24 hours
Stop waiting weeks. Our lender network can approve and fund your business in as little as one business day, so you never miss a growth opportunity.
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24-hour decisionsfor qualifying businessessoft credit check only
Get the business loanyour ambitiondeserves
Compare competitive funding offers from our lender network. One application, multiple offers, and funds in your account in as fast as 24 hours — without a single hard credit inquiry.
Everything your business needs to grow
From working capital to equipment finance — fast decisions, real offers, and flexible structures tailored to your business goals.
Real offers from multiple lenders
One application connects you to a curated network of business lenders. Compare actual APRs, terms, and monthly payments side-by-side — no guesswork.
Predictable repayments. Full cash-flow control.
Fixed monthly payments mean you know exactly what's going out the door. Plan confidently, protect your margins, and keep your business on track.
Borrow from $10K to $500K+
Whether you need working capital, equipment finance, or a cash injection to scale — we match funding amounts to your actual business requirements.
Secured & unsecured — you choose
Access both collateral-backed term loans with lower rates and unsecured credit lines with no asset pledge required. The right structure for your situation.
Loans by AltF is not a direct lender. Potential rates, loan amounts, terms, and eligibility are set by participating lenders. Checking rates may involve a soft credit inquiry.
Business loan trust signals
$2B+ business funding matched
Over two billion dollars in business loans facilitated through our lender network — across all industries and business sizes.
Soft check no credit score impact
Compare real business loan rates from our lender network without a single hard inquiry touching your credit file.
8,400+ businesses funded
Thousands of business owners — from sole traders to established SMEs — have secured the funding they need through Loans by AltF.
WHY BUSINESSES CHOOSE US
Built for business owners who move fast
Approved in as little as 24 hours
Traditional banks take weeks. Our lender network makes funding decisions fast — so your business keeps moving, not waiting.
Compare real offers, not estimates
One soft-inquiry application surfaces actual, bindable loan offers from multiple lenders — so you choose with confidence, not guesswork.
Specialist support at every step
Our business finance advisors help you understand term structures, repayment schedules, and which loan type genuinely fits your goals.
Funding in four steps
From a quick eligibility check to money in your business account — most businesses complete the process in under 48 hours.
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Business credit profile & trading history
Lenders look at how long you've been trading, your repayment track record, and your business credit score to determine eligible rates and loan sizes.
Loan amount & repayment term
The amount you need and how long you want to spread repayments directly influences the APR offered and your monthly cash-flow impact.
Annual revenue & debt-service ratio
Lenders calculate how comfortably your business income can service the new loan alongside existing financial commitments — the stronger the ratio, the better your rate.
Business Loan FAQs
01 / 06Question 01“No. Checking your eligibility and comparing rates through Loans by AltF uses a soft credit inquiry only — this does not affect your business or personal credit score. A hard inquiry only occurs if you choose to proceed with a full lender application.”
Important information before you apply
Read full disclosures
Loans by AltF is not a direct lender. We connect you with a network of participating business lenders — we do not make lending decisions.
Actual approval, APR, loan amount, repayment terms, fees, and eligibility conditions are set and determined solely by the applicable lender.
Rate comparisons use a soft credit inquiry that does not affect your credit score. Always review a lender's full terms before accepting any offer.
FREE BUSINESS LOAN INTELLIGENCE
Stop leaving funding on the table.Get the rates your business deserves.
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