Liability & Collision
Core protection for the road ahead — bodily injury, property damage and collision repair, tuned to your state's requirements.
- State-minimum to premium limits
- Collision repair at vetted shops
- New-car replacement available
Get an estimated rate in about three minutes, protect your record with accident forgiveness for qualifying drivers, and file claims right from your phone. Modern insurance that keeps up with you.
Coverage built around you
Mix and match coverage the way you spec a car — start with the essentials, add the extras that matter, skip the ones that don't. An agent can help you tune it.
Core protection for the road ahead — bodily injury, property damage and collision repair, tuned to your state's requirements.
Beyond collisions: theft, glass, weather, fire and animal strikes — the stuff you can't see coming from the driver's seat.
Flat tire at midnight or a fender-bender before a big trip — stay moving with 24/7 roadside help and rental reimbursement.
Claims, simplified
Fender-benders are stressful enough. Our app turns the paperwork into a few taps, with a live status tracker and a human on the line whenever you want one.
Photograph the damage and the surroundings. The app guides your shots so nothing important is missed.
Answer a few quick prompts about what happened. Your claim is filed the moment you hit submit.
Watch every step in real time — review, approval, repair scheduling and payment — without chasing anyone.
A few quick questions on our secure quote page and you'll have an estimated rate in minutes — no obligation, no pressure, no phone tag unless you want to talk.
Why drivers switch
We took the parts of insurance people actually value — fair pricing, fast claims, real people — and stripped out the rest.
Qualifying safe drivers can keep their rate after a first at-fault accident. Eligibility varies by state and driving history.
Optional telematics can reward smooth, low-mileage driving with discounts at renewal — you choose whether to opt in.
Snap photos, file and track your claim from your phone. Many straightforward claims are reviewed within days, not weeks.
Licensed agents on the phone when you want a person, not a bot — for quotes, coverage questions or claim support.
Good questions
Straight answers, no fine-print gymnastics. Still curious? Call (866) 555-0301 and ask a licensed agent anything.
Most drivers see an estimated rate in about three minutes after clicking through to the secure quote page. Final pricing depends on your driving record, vehicle, location and the coverage you select.
Check your rate in about three minutes, or talk it through with a licensed agent. Either way, you're minutes from smarter coverage.