Protect the place that matters most

A standard policy covers your home's structure, your belongings, liability for injuries or damage you're responsible for, and extra living costs if your home becomes uninhabitable after a covered loss.

Usually not. Standard homeowners policies exclude flood and earthquake damage; those need a separate policy or endorsement, which you can also compare through us.

Enough to fully rebuild your home and replace your belongings, plus liability protection. Base your dwelling coverage on rebuild cost rather than market value.

Often, yes. Bundling home and auto with one insurer is among the largest discounts available and frequently lowers the cost of both policies.

In most states insurers use a credit-based insurance score as one pricing factor, so a stronger score can mean a lower premium. A few states restrict or prohibit this.

Once you choose a policy you can often be covered the same day, with your documents delivered electronically.