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Check
Know your potential rate before committing. A soft credit inquiry lets you explore your options without affecting your credit score.
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App-first personal loans
Personal loansin a tap. Fundedas soon as today.
We don’t do paperworkWe do it in the app
A simpler way to explore personal loan options, built around the way people manage money today.
Financial Flexibility,Without The Friction
Check your potential rate with a soft credit inquiry, compare an offer that fits, and finish securely in the app. Fixed rates, clear terms, and no prepayment penalty.
Process
How It Works
Three steps. About a minute. No impact to your credit score.
01 — Check your rate. See potential options in about 60 seconds; a soft credit inquiry does not impact your credit score. 02 — Pick your offer. Compare available loan options from $1,000 – $50,000 with terms from 12 – 60 months. 03 — Get funded fast. E-sign securely inside the app. If approved, funds may arrive as soon as the same business day, subject to applicable processing times.
Illustrative figures
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60 secAverage rate-check speed$50KMaximum loan amount12–60 mo.Repayment termsSame dayFastest funding timelineDemoIllustrative fintech showcase
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Choose
Compare an offer that fits your situation. Explore loan amounts from $1,000 to $50,000 with repayment terms from 12 to 60 months.
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Fund
Finish securely in the app. E-sign digitally and, if approved, funds may be deposited as soon as the same business day.
A loan should feel clear before it funds.Every rate, term, and detail is shown up front.
Our features are built with intent, from a soft credit check and fixed rates to encrypted signing, in-app support and biometric security; each detail removes friction without hiding what matters.
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Feature
01
Soft Credit Check
Explore your potential rate without a hard credit inquiry.
Feature
02
Fixed Rates
Predictable payments with fixed interest rates.
Feature
03
No Prepayment Penalty
Pay your loan early without an additional prepayment penalty.
Feature
04
Secure App
256-bit encryption and biometric authentication help protect the experience.
Feature
05
In-App Support
Customer support is available seven days a week through the app.
Feature
06
Digital Signing
Review and electronically sign eligible documents directly in the app.
Use Cases
Built for real life.
Debt Consolidation
Combine eligible high-interest balances into one fixed monthly payment.
Home Projects
Handle renovations, kitchen updates, repairs, or other projects without relying on home equity or draining emergency savings.
Life’s Surprises
Cover unexpected expenses such as medical bills, auto repairs, moving costs, or other unplanned needs.
Why LendLeap
01
WhyLendLeap
Soft credit pull, fixed interest rates, secure by design, and support when you need it.
- Soft credit pullCheck your potential rate without a hard credit inquiry.
- Fixed interest ratesKnow what to expect with fixed-rate repayment.
- Secure by design256-bit encryption and biometric authentication help protect your information.
- Support when you need itGet in-app customer support seven days a week.
Loan Options
02
LoanOptions
Borrow $1,000 to $50,000 with fixed rates and terms from 12 to 60 months, and no additional penalty if you pay early.
