1. Check your rate
A soft credit check shows the rates you may qualify for in about 60 seconds — with no effect on your score.
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App-first personal loans
Personal loans in a tap. Funded as soon as today.
Check your rate in about 60 seconds with no impact to your credit score. If you qualify, sign in the app and skip the paperwork — many approved borrowers see funds the same day.
60-sec rate check Same-day funding* Zero paperwork
Rate checkSample
Amount$12,000
Term36 months
Est. APRfrom 8.49%
How it works
Three taps between you and your money
LendLeap was built for your phone, not a branch office. The whole journey — from rate check to funding — happens in one clean app flow.
2. Pick your offer
Compare amounts from $1,000 to $50,000 and terms from 12 to 60 months. Choose the payment that fits your budget.
3. Get funded fast
E-sign in the app and, if approved, money can hit your account as soon as the same business day.
Built for real life
One loan, a thousand uses
Whether you are consolidating cards, covering a big moment, or smoothing out a surprise expense, a fixed-rate personal loan keeps the payment predictable.
Debt consolidation
Roll multiple high-interest balances into one fixed monthly payment and a single payoff date.
Home projects
Fund the kitchen refresh or roof repair without touching your home equity or your emergency savings.
Life's surprises
Medical bills, car repairs, moving costs — handle the unexpected with clear, fixed terms.
Why LendLeap
No branches. No fax machines. No drama.
- Soft-pull rate check that never dings your score
- Fixed rates and no prepayment penalties
- 256-bit encryption and biometric app login
- Human support 7 days a week, right from the app
By the numbers
Fast is kind of our thing
Typical experience for qualified applicants who complete the in-app flow.
60 secAverage rate check
$50KMaximum loan amount
Same dayFastest funding*
4.8★Average app rating
Ready when you are
See your rate before your coffee cools
Checking takes about a minute, costs nothing, and won't affect your credit score. Approval is subject to eligibility and credit review.