Working Capital
Bridge slow seasons, cover payroll, or grab a bulk-discount moment. Short, predictable terms with no surprises buried in the fine print.
$10k – $250k · 3–18 months
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Built for makers & merchants
Fuel for the business you built by hand.
BizFund Capital puts working capital and equipment funding within reach of small workshops, studios, and storefronts — with plain-English terms and decisions in hours, not weeks.
- Soft-pull rate check
- No prepayment penalties
- Funding often in 1–2 days
Decidedin as little as 4 hrs
$310M+funded to small businesses
4 hrstypical decision time
6,200+makers & merchants served
4.8/5average client rating
Funding, three ways
Capital shaped to how you actually earn
Whether you throw pots, roast beans, or stock shelves, your cash flow has its own rhythm. Pick the structure that matches it.
Equipment Funding
Kilns, CNC routers, espresso machines, delivery vans — finance the gear that grows output, with the equipment itself doing the heavy lifting as collateral.
$15k – $500k · up to 60 months
Inventory Lines
A revolving line sized to your sales history, so you can stock up before the rush and draw only what you actually use.
$5k – $150k · revolving
Know your number before lunch.
A five-minute call or a free online quote — no obligation, no hard credit pull.
See it on paper
What a BizFund offer looks like
No teaser rates, no decoder ring. Every offer is a single page that reads like a ledger entry: what you get, what it costs, when it is paid. Here is an illustrative example for a working-capital loan.
Get Your Own QuoteHow it works
Three steps, zero mystery
We keep the process as tidy as your workbench.
Tell us your shape
A short call or online quote request covers your revenue, time in business, and what the capital is for. Soft credit pull only.
Get a clear offer
Qualified applicants typically see a decision within a few business hours — one page, every cost itemized, valid for 7 days.
Fund and build
Accept when you are ready and funds usually arrive in 1–2 business days. Pay early any time without penalty.
From the ledger
Real growth, one line item at a time
Our favorite entries are not ours — they are the second kiln, the third employee, the first wholesale order our clients could finally say yes to.
“The equipment loan paid for our new roaster, and the roaster paid for itself by month five. The paperwork took less time than my morning cupping session.”
“I checked my rate on a Tuesday and stocked my whole holiday inventory that same week. The terms were exactly what the quote said.”
Questions
Asked often, answered plainly
Most complete applications receive a decision within a few business hours, and approved funds typically land in 1–2 business days. Complex equipment deals can take a little longer.
Your next growth entry starts here.
Get a free, no-obligation quote online, or talk to a funding specialist who knows the difference between a slow month and a slow business.