Marketplace & Non-Government Role
AltFTool is an independent educational and comparison platform. We are not connected with or endorsed by the U.S. government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS).
Our tools and comparison tables provide educational overviews of Medicare Advantage (Part C), Medicare Supplement (Medigap), and Part D prescription plans offered by private, Medicare-approved insurance carriers.
Beneficiary Eligibility Guidelines
To explore Medicare coverage through our participating carriers and licensed specialists, users generally must meet standard Medicare eligibility criteria:
- Be at least 65 years of age (or qualify earlier due to disability or specific conditions like ESRD/ALS).
- Be enrolled in or eligible for Medicare Part A and Part B.
- Reside permanently within the service area of the selected plan.
Plan Estimates & Carrier Offers
Calculations, premium comparisons, and formulary estimates displayed on our website are for illustrative and educational purposes. Actual plan premiums, deductibles, copayments, and provider network status are set by the respective insurance carriers and CMS guidelines.
CMS Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Accuracy of Health & Geographic Information
You agree to provide accurate, honest, and current geographic and coverage information when utilizing our calculators and consultation requests to ensure accurate plan matching.
Limitation of Liability & Advisor Independence
AltFTool shall not be liable for any direct, indirect, incidental, or consequential damages resulting from policy purchases, claim decisions, or coverage selections made between beneficiaries and third-party insurance carriers or independent licensed brokers.