Safe Driver
Maintain a clean driving record and you may qualify for lower rates.
Loading page
Smart auto insurancebuilt around your drive.
Get personalized coverage, flexible options, and support when you need it.
Why drivers choose us
Coverage designed for real life
Practical protection, simple tools, and people who pick up the phone — built around the way you actually drive.
- 01
Tailored to you
Flexible Coverage
Choose the protection that fits your car, your budget, and how you drive.
Learn more - 02
Always available
24/7 Support
Reach a licensed team any time of day, whether you have a question or a claim.
Learn more - 03
Simple & clear
Fast Claims
File in minutes online or in the app, then track every step as it happens.
Learn more - 04
On-the-spot help
Roadside Assistance
Towing, jump-starts, lockouts, and flat-tire help available as an add-on.
Learn more
Coverage options
Coverage that moves with you
Mix and match the protections that make sense for your car, your household, and your budget.
Liability Coverage
Helps pay for injuries or property damage you cause to others in an at-fault accident.
Required in most states. Bodily injury and property damage limits can be set to match your assets and comfort level.
Collision Coverage
Helps repair or replace your vehicle after a collision with another car or object.
Applies regardless of who is at fault. You choose the deductible, which is the amount you pay before coverage kicks in.
Comprehensive Coverage
Covers damage not caused by a collision, like theft, hail, fire, or hitting an animal.
Often paired with collision coverage. A smart choice if your car is newer, financed, or parked outdoors.
Uninsured / Underinsured Motorist
Protects you if you're hit by a driver with little or no insurance.
Can help with medical bills and, in some states, vehicle repairs when the other driver can't pay.
Medical Payments
Helps with medical costs for you and your passengers after an accident, regardless of fault.
Works alongside health insurance and can help cover deductibles, copays, and related expenses.
Roadside Assistance
Towing, battery jump-starts, flat-tire changes, lockouts, and fuel delivery.
Request help from the app and share your location. Available around the clock as an optional add-on.
How it works
Three steps from quote to covered
No jargon, no long forms. Just a clear path to the coverage that fits.
Step 1 of 3 • 0% Completed
Everything in one place
Quote, adjust coverage, pay, and file a claim from your phone.
- 01Active
Tell us about your drive
Share a few details about your vehicle, where you live, and who's behind the wheel.
- 02Step 2
Customize your coverage
Compare coverage levels, adjust deductibles, and add only what you need.
- 03Step 3
Get protected and keep moving
Review your policy, sign digitally, and access ID cards right from your phone.
Instant Quotes & Zero Paperwork
Fill in a few quick details, review personalized coverage tiers, and get verified digital ID cards in under 2 minutes.
Transparent Rates & Cancel Anytime
Enjoy honest monthly pricing with no hidden fees, unexpected annual lock-ins, or cancellation charges.
Why Auto Insurance
More than a policy. A smarter way to drive.
We built Auto Insurance to feel less like paperwork and more like a helpful co-pilot.
- Flexible coverage options
- Easy digital management
- Fast claims support
- Roadside assistance
- Personalized insurance options
- Helpful customer support
Personalized coverage
Build coverage around your life
Pick the profile that sounds most like you. We'll show what tends to matter most.
Profile 1 of 6 • Scroll to explore
Coverage designed for drivers who spend more time on the road.
Daily miles add up. We help you balance solid collision and liability protection with rental support so a fender bender doesn't derail your week.
Recommended protections for this profile:
- Higher liability limits
- Rental reimbursement
- Safe-driver savings
Discounts
More ways to save
Discounts vary by state and eligibility. When you get a quote, we automatically check which ones may apply to you — no hunting required.
Multi-Car
Insure more than one vehicle on the same policy for potential savings.
Bundling
Combine auto with renters or homeowners coverage to simplify and save.
Good Student
Full-time students with strong grades may be eligible for a discount.
Defensive Driving
Complete an approved defensive driving course to unlock savings.
Low Mileage
Drive fewer miles than average? You may pay less for coverage.
See which discounts fit your drive
Answer a few questions and we'll surface the savings options that may apply to your vehicle, drivers, and location.
Compare plans
Choose the coverage level that fits you
Every plan can be fine-tuned. Start with the level that feels right and adjust limits and deductibles as you go.
Selected: Standard · Daily commuters, financed vehicles
Basic
Meets state minimums and keeps you legal on the road.
Best for: Older vehicles, budget-focused drivers
- LiabilityIncluded. State minimum limits
- CollisionNot included. Not included
- ComprehensiveNot included. Not included
- Roadside AssistanceNot included. Available as add-on
- Rental SupportNot included. Not included
- Deductible optionsIncluded. N/A (liability only)
- Most Popular
Standard
Balanced protection for your car and the people in it.
Best for: Daily commuters, financed vehicles
- LiabilityIncluded. Higher limits available
- CollisionIncluded. Included
- ComprehensiveIncluded. Included
- Roadside AssistanceIncluded. Standard roadside
- Rental SupportNot included. Available as add-on
- Deductible optionsIncluded. $500 or $1,000 (example)
Premium
Our most complete coverage with extra support built in.
Best for: Newer vehicles, families, frequent travelers
- LiabilityIncluded. Highest limits available
- CollisionIncluded. Included
- ComprehensiveIncluded. Included
- Roadside AssistanceIncluded. Enhanced roadside
- Rental SupportIncluded. Included
- Deductible optionsIncluded. $250 to $1,000 (example)
Claims & roadside
When the unexpected happens, we're here.
A simple, transparent claims journey, with updates at every step and help on the roadside whenever you need it.
Report
Start your claim online or in the app in a few minutes, any time of day.
Review
A claims specialist reviews the details and keeps you updated along the way.
Repair
Choose a repair shop you trust or one from our network for a streamlined process.
Get back on the road
Once repairs are complete, you're back to driving with confidence.
What drivers say
Simple to understand, easy to live with
A few sample stories that show what an Auto Insurance experience is designed to feel like.
Verified Story
“Getting a quote was surprisingly simple. I understood exactly what I was choosing and why.”
— Sarah JenkinsEveryday commuter · Verified Driver
Verified Story
“When I needed roadside help late at night, the app made it easy to share my location and get a tow.”
— Marcus VanceWeekend driver · Verified Driver
Verified Story
“Adding my teenager to the policy felt manageable. The coverage builder walked us through every option.”
— Elena RostovaFamily vehicle · Verified Driver
Verified Story
“Switching coverage levels mid-year took a couple of taps. No phone tree, no paperwork.”
— David ChenElectric vehicle owner · Verified Driver
Verified Story
“Getting a quote was surprisingly simple. I understood exactly what I was choosing and why.”
— Sarah JenkinsEveryday commuter · Verified Driver
Verified Story
“When I needed roadside help late at night, the app made it easy to share my location and get a tow.”
— Marcus VanceWeekend driver · Verified Driver
Verified Story
“Adding my teenager to the policy felt manageable. The coverage builder walked us through every option.”
— Elena RostovaFamily vehicle · Verified Driver
Verified Story
“Switching coverage levels mid-year took a couple of taps. No phone tree, no paperwork.”
— David ChenElectric vehicle owner · Verified Driver
Verified Story
“Getting a quote was surprisingly simple. I understood exactly what I was choosing and why.”
— Sarah JenkinsEveryday commuter · Verified Driver
Verified Story
“When I needed roadside help late at night, the app made it easy to share my location and get a tow.”
— Marcus VanceWeekend driver · Verified Driver
Verified Story
“Adding my teenager to the policy felt manageable. The coverage builder walked us through every option.”
— Elena RostovaFamily vehicle · Verified Driver
Verified Story
“Switching coverage levels mid-year took a couple of taps. No phone tree, no paperwork.”
— David ChenElectric vehicle owner · Verified Driver
FAQ
Questions, answered
Straight answers to the things drivers ask most. Still curious? Our team is happy to help.
Auto insurance is a set of coverages. Liability helps pay for damage or injuries you cause to others. Collision and comprehensive help repair or replace your own vehicle. Optional coverages like medical payments, uninsured motorist, and roadside assistance add protection for you and your passengers.
A quote estimates your premium based on details like your ZIP code, vehicle, driving history, and the coverage you select. You can adjust coverage levels and deductibles to see how your estimate changes before you decide.
Common factors include where you live, the vehicle you drive, how much you drive, your driving record, the coverage limits you choose, and your deductible. Available discounts can also reduce your premium.
Yes. You can typically update coverage limits, add or remove vehicles and drivers, or change deductibles during your policy term. Changes may affect your premium going forward.
In many cases, the liability, collision, and comprehensive coverage on your personal policy extend to a rental car you drive in the U.S. Rental reimbursement is a separate coverage that helps pay for a rental while your own car is being repaired after a covered claim.
First, make sure everyone is safe and call emergency services if needed. Exchange contact and insurance details with other drivers, take photos of the scene and any damage, and report the claim as soon as you can.
If you've added roadside assistance to your policy, request help from the app or by phone. Share your location and the issue, and a service provider is dispatched for towing, jump-starts, flat tires, lockouts, or fuel delivery.
Newsletter
Drive smart. Get driving tips and savings in your inbox.
Practical advice for keeping your car and your wallet in good shape — plus timely reminders when a discount could help you save.
- Safe-driving tips
- Coverage explainers
- Discount reminders